Part B3 · Rates, Policy and Tracking

Remittance Households

Remittances are money sent home by people working abroad. Receiving households spend more on mobile and need cheap ways to stay in touch.

Remittance Households · Illustrated by Hendra Saputra with AI assistanceSelect the illustration to explore it at a larger size.

The idea

Remittances can affect spending in receiving households and areas, but the size and timing vary. Use dated, sourced aggregate figures and appropriate local evidence when estimating the opportunity. Investigate demand for international communication and wallet services, then test whether offers timed around transfer cycles improve contribution.

Use it thoughtfully

  • Map areas that receive remittances.
  • Offer international calling and wallet bundles there.
  • Time offers for the weeks after transfers arrive.

An example

ILLUSTRATIVE EXAMPLE: A Myanmar team sends video-call data offers to receiving townships in the two weeks after transfers peak before a festival.

A question to try

Which of your areas receive the most remittances, and when do transfers peak?

A useful framework is a starting point, not a guarantee. Effects vary with the audience, product and situation. Use truthful evidence, respect customer choice, and test the result.

Connect the ideas

Illustration

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