Part B1 · Growth, Income and Spending

How the Economy Reaches Your Sales

Inflation, fuel, wages, exchange rates and interest rates reach customers through real income, handset prices and credit. You see the result in pack mix, SIM spending and upgrades.

How the Economy Reaches Your Sales · Illustrated by Hendra Saputra with AI assistanceSelect the illustration to explore it at a larger size.

The idea

You cannot change the economy, but you can read it early. Rising prices and fuel costs squeeze real income, which shows up as smaller and more frequent packs and spending moved to a second SIM. A weaker currency raises handset prices and interest rates raise credit costs, slowing upgrades and data growth.

Use it thoughtfully

  • Watch the right-hand signals daily in your own data.
  • Use the left-hand forces to explain and forecast them.
  • Brief teams on which force drives this quarter.

An example

ILLUSTRATIVE EXAMPLE: Daily-pack share jumps after a fuel price rise. The team links it to falling real income and adjusts the pack mix before month-end.

A question to try

Which of the three right-hand signals moved most in your data last quarter, and which force explains it?

A useful framework is a starting point, not a guarantee. Effects vary with the audience, product and situation. Use truthful evidence, respect customer choice, and test the result.

Connect the ideas

Illustration

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